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travel insurance

Student Travel Insurance

Exclusive summary by : Harry Higgins

If you are the student or the parent of a student who is taking a vacation, it’s essential to plan for everything. In some cases, unexpected closure of the travel agency or airline, or unexpected illness, can result in the cancellation of a trip.

Deposits and payments already made on the trip could be lost if you don’t have student travel insurance.

It’s important to include student travel insurance along with basic travel insurance in your travel plans. Student travel health insurance does not cover pre-existing conditions, injury from participation in extreme sports, or mental illness. Student insurance also does not provide coverage for routine medical and dental care.

Additional coverage can be purchased with the student insurance travel plan for assistance with baggage loss, emergency travel arrangements and legal referrals. For students who are in an unfamiliar area and find themselves in an emergency situation, these extra benefits can be very helpful.

Generally All That is Required For Backpacker Travel Insurance is a Basic Policy

By Peter Joness

While many backpackers have a relaxed attitude about travel insurance those that take the time to put a basic backpacker travel insurance policy in place can make their journey without the risk of high medical costs ruining a great holiday.

Purchasing backpacker insurance online is often much cheaper than the travel insurance that may be offered by a travel agent. The beauty of travel insurance for backpackers is that it is designed with backpackers in mind: policies for single trip, multi-trip, or even annual trip travels insurance are also available but there will be a premium for this.

There are insurance plans and policies to cover hitchhiking, trekking, road trips, boat trips whatever traveling you have in mind on your backpacking vacation.

A basic backpacker travel insurance policy will cover emergency hospitalization, hospital and medical bills along with up to say $2000 cover for loss of credit cards, stolen travel documents or lost luggage.